Here at Fraser Evelyn Financial Planning Ltd, we believe that the most effective financial planning advice is best delivered when you start with the humans in front of you. Not the numbers, the products, the never-ending changes to tax treatments, thresholds and allowances. It is our job to know these and are part of what clients pay us for. We believe our role is to focus on what is important to our clients and how, what we are recommending, fits their aims. We are very happy to go through chapter and verse on all the technical details, but we do not want to bore our clients to tears if such detail is not required! It is important to us that clients of Fraser Evelyn Financial Planning receive a high level of personal service and personalised advice, which is valued and valuable.
We want to hear your thoughts on your future work-plans, dreams and aspirations, who is important to you, who do you provide financially for, how would you spend your time if money were no object, what do you enjoy spending your money on, what do you wish you could spend money on, what is your relationship with money, how do you balance risk and reward and do you have views on areas of the economy that you would want your invested assets to support or avoid?
“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.”
Maya Angelou
In our experience, having these discussions enables us to get to know you (and vice versa) leading to a strong working relationship, with both parties having a clear idea of what we are working towards and why. Not to mention that it also makes meetings, which let’s face it could be very dull and dry, far more interactive. We look forward to our regular meetings with our clients – and we want our clients to feel the same way!
We have always held a firm belief in the importance of financial planning to help clients achieve their aims and ambitions. Sometimes these goals will be very personal & individual but often it is providing for family and loved ones that is a primary motivation. Given the importance we place on financial planning and family, it seemed right and natural to name our financial planning business after our children and Fraser Evelyn Financial Planning was born.
Having worked with both a small firm and a large, national advice business, we have seen at first hand the benefits of each and the areas where we think improvements can be made. In establishing Fraser Evelyn Financial Planning Ltd we decided that we wanted our clients to have the best of both worlds. By operating as an appointed representative of Best Practice IFA Group Ltd, we are able to leverage leading-edge technology, compliance and back-office systems, whilst providing a personal service on a day-to-day basis over the longer-term.
Please download our Service Charter here
We believe in full transparency and a link is provided above to our Service Charter (also known as Terms of Business or Client Agreement). We believe that we are in line with many of our peers in terms of our charging structure and that our services provide added value and benefits that exceed the fees charged. But our services will not be right for everyone. A link to our Fair Value Statement is provided below.
Please download our Fair Value Statement here
We get that some people can ‘DIY’ their financial and investment planning. If you are one such person, then perhaps we should have a chat about any job vacancies at Fraser Evelyn! But for those who don’t, we deal with the items that many people simply do not enjoy - such as paperwork, reviewing and updating plans and cashflow forecasts, staying abreast of changing legislation, provider / fund mergers and acquisitions and the pain that results from dealing with some financial services providers. We are proactive in having discussions with clients on items that they may not have considered, which we feel may be beneficial to them.
Our promise to you is that if, after an initial meeting (at our expense and with no obligation), we feel that our charges will exceed any benefit that our services might provide for you, we will tell you and point you in a direction where you will potentially obtain greater benefit. We also commit to having the same conversation with clients if, at a later date, circumstances or our proposition change to the extent that we no longer feel we are providing you with added value.
